Final Expense Coverage

RMI also provides Life insurance with no medical exam requirements, and guaranteed acceptance.

RMI also represents several Life insurance carriers. Policies can be written in larger amounts with medical underwriting or smaller amounts referred as final expense policies with automatic acceptance and no medical exam is required.

Many seniors enrolls in final expense Life insurance as a simple and lower cost way to cover end of life expenses when their physical condition may otherwise prohibit more coverage.

The drawback of this type policy is a typical two year limit in benefits. If death is caused by a health related reason. If that occurs all premiums will be returned to the beneficiary plus interest.

If however that is the result of an accident, all benefits will be paid to the beneficiary.